Terms and Conditions - Intermediary

1. Introduction and Purpose

1.1. This Compoundexpress Private Limited, having its registered office at the 121/22, Floor-11, Plot-221/222, Mafatlal Centre, Vidhan Bhavan Marg, Nariman Point, Mumbai,Maharashtra, India, 400021(hereinafter referred to as “compoundexpress”, "we", "us" or "our") provides certain software applications or online digital portals (“Platform”) whereby, through the Platform, You will be able to access and utilize its features and services, including managing and tracking the generated leads of Investors (as defined hereinafter), and selling the financial products, such as mutual funds or other financial instruments, as recognized under the applicable laws of India, displayed by the Financial Intermediary (hereinafter referred to as the (“Services”).

1.2. These Terms and Conditions are applicable to the Financial Intermediaries (defined hereunder) as well as users integrated in this Platform.

1.3. You (as defined hereinafter) agree that You have read, understood and agreed to be bound by these terms and conditions in relation to the Services along with the Privacy Policy available here, which constitutes an integral part of these Terms and Conditions. (“Terms of Services” or “Terms”). These Terms and any other applicable policies constitute an electronic record in the form of an electronic contract under the Information Technology Act, 2000 as amended and the relevant rules made thereunder as applicable, and the amended provisions pertaining to electronic records in various statutes under applicable Indian laws and does not require physical signature or seal.

1.4. If You do not agree to these Terms, then You have no right to access or use the Services or avail the related services.

1.5. If You are using the Platform or its services, then these Terms are binding between You and compoundexpress. If You accept or agree to these Terms on behalf of a company or other legal entity, You represent and warrant that You have the authority to bind that company or other legal entity to these Terms and, in such event, "You" and "Your" will refer and apply to that company or other legal entity.

1.6. compoundexpress reserves the right, at its sole discretion, to modify these Terms at any time with a reasonable prior notice.

1.7. The following general terms and conditions establish the guidelines and the framework of obligations of the Financial Intermediary.

2. Definition

In addition to other words and expressions that may be defined elsewhere in these Terms,unless the context otherwise requires, the following capitalized terms wherever used in theTerms and Conditions shall have the meanings as ascribed hereunder:

2.1. “Applicable Terms” shall collectively mean these Terms or Plan Terms as supplemented and to these Terms and published or notified by compoundexpress from time to time;

2.2. "Third Party Provider" shall mean any third-party entity which may have integrated their application program interface for the purpose of other features and benefits that are provided by such Third-Party Providers such as payment links, or information for certain financial products.

2.3. "Our Content" means the content as provided by compoundexpress on the Platform which may include all materials, the application use for the Platform, data, information, and content that are accessible, displayed, uploaded, transmitted, or otherwise made available through the Our Platform. This includes, but is not limited to software application, user interface, design and layout, integrated services, logos and analytics, security information, visual contents, audio or visual or written texts, financial data, multimedia, documentation and application program interface.

2.4. “Governmental Authority” shall mean any central or state government, local, regulatory bodies or other political subdivision thereof, and any agency, department or Person exercising executive, legislative, judicial, regulatory or administrative functions of or pertaining to government, including without limitation Securities and Exchange Board of India and/or the Reserve Bank of India.

2.5. “End User/Investor” shall mean such person who subscribes to the Financial Product provided by respective Financial Intermediaries through an open link for authorizing the transactions and purchasing the financial product through the link generated by the Financial Intermediary through the Platform.

2.6. “Financial Intermediary” or “You” or “Yours” shall mean the distributors who are duly registered onto the Platform for the purpose of facilitating the sourcing and distribution of Financial Products to the End Users of such Financial Products;

2.7. “Financial Products” shall mean including but limited to mutual funds schemes or loan against mutual funds as provided by the Financial Intermediaries such as recognised, mutual funds, mutual funds partners, and loan products as provided by non-banking financial institutions or the recognised and registered banks as per the applicable laws of India and promoted and distributed by other Financial Intermediaries such as the recognised and registered distributors.

2.8. "Tax" or "Taxes" mean any direct and indirect taxes, including any Goods and Services Tax (GST) levied by the Parliament or any State Legislature, that compoundexpress may be required by law to collect and remit to any tax authority, and any taxes that compoundexpress may be required by law to withhold and remit to any tax authority.

2.9. "Mutual Fund Product" shall mean any scheme, plan, or offering issued by a registered Mutual Fund and managed by an Asset Management Company or AMC (as recognized by and registered with the regulatory authority ), wherein funds collected from investors are invested in accordance with the scheme’s investment objectives, as regulated by the Securities and Exchange Board of India (SEBI) or any other applicable regulatory authority.

2.10. “Registrar and Transfer Agents” or “RTAs” refer to entities authorized to manage and maintain investor records, process financial transactions, and act as intermediaries between asset management companies, Financial Intermediaries, and Investors. RTAs are responsible for handling tasks such as processing investment applications, maintaining investor data, executing transactions, and ensuring regulatory compliance.

3. Terms of Service

3.1. The Financial Intermediary acknowledges the receipt of the Terms, as applicable and agrees to be fully bound by these Terms.

3.2. By browsing the Platform or availing the Services of the Platform, You agree to comply with and be legally bound the usage of the Platform, whether or not You become a registered user of Platform. The Applicable Terms govern your access to and use of the Platform and Services and constitute a binding legal agreement between You and compoundexpress. Notwithstanding the foregoing, the Terms shall become immediately binding upon the Financial Intermediary.

3.3. Please note that compoundexpress assumes no responsibility for a Financial Intermediary and Your End Investor compliance with the Financial Product and/or any agreements with or duties to Third Party Providers, applicable laws, rules, and regulations in relation to the Financial Product.

3.4. compoundexpress reserves the right, at any time and without prior notice, to remove or disable access of Platform or certain features of the to any Financial Intermediary for any reason, that compoundexpress, in its sole discretion, considers to be objectionable for any reason, in violation of these Terms and Applicable Law of India.

3.5. When a Financial Intermediary is registered on the Platform , they will be required to upload certain information, such as, including but not limited to name, email id, phone number, registration number, PAN, any government recognised proof or identity and address, or licences etc and with respect to Mutual Fund Product You shall be required to provide and submit the ARN (“Application Reference Number”) along with appropriate documents.

3.6. In addition, certain areas of the Platform (and your access to or use of certain aspects of the services) may have, other terms and conditions, standards, guidelines, or policies posted or may require You to agree with and accept additional terms and conditions. If there is a conflict between these Terms and terms and conditions posted for a specific area of the Platform or its services, the latter terms and conditions will take precedence with respect to your use of or access to that area of the Platform or its services.

3.7 If You do not agree to these Terms, You have no right to obtain information from or otherwise continue using the Platform or its services. Failure to use the Platform or its services in accordance with these Terms may subject You to legal liabilities.

4. Platform

4.1. By using the Platform, You agree that any legal remedy or liability that You seek to obtain for actions or omissions with respect to any Investor of the Financial Products will be limited to a claim against that particular Financial Intermediaries who has provided the Financial Scheme. You agree not to attempt to impose liability on or seek any legal remedy from compoundexpress with respect to such actions or omissions.

4.2. You agree to provide your consent to the sensitive personal data as required for the provision of the services availed by You. The specific categories of data collected will be determined based on the product or service opted for, and not all categories listed below will be collected in every instance. Such data may include, but is not limited to: such as following, : (i) password; (ii) financial information such as Bank account or credit card or debit card or other payment instrument details ; (iii) (iv) sexual orientation; (v) medical records and history; (vi) Biometric information; (vii) any detail relating to the above clauses as provided to body corporate for providing service; (viii) Registered Email ID (ix) Phone Number (x) Permanent Account Number (PAN) (xi)_ Unique Identification (UI) Number; (xii) ARN Number (AMFI Registration Number) and (xii) any of the information received under above clauses by body corporate for processing, stored or processed under lawful contract or otherwise.

5. Account Registration

5.1. In order to access features of the Platform and avail the Services of the Platform, You must register yourself to create an account ("Your Account"). You may register to avail the services directly via the Platform.

5.2. Your Account will be created for your use of the Platform based upon the information shared by You provide to compoundexpress. Each of Your Account must be uniquely associated with a single email address and mobile number combination, and no more than one (1) active account is permitted per Financial Intermediary. You agree to provide true, accurate, current and complete information during the registration process and to update such information to keep it true, accurate, current and complete. compoundexpress reserves the right to suspend or terminate Your Account and your access to the website, application and services if You create more than one (1) Your Account, or if any information provided during the registration process or thereafter proves to be inaccurate, fraudulent, not current, incomplete, or otherwise in violation of these Terms.

5.3. You are responsible for safeguarding Your password. You agree that You will not disclose your password to any third party and that You will take sole responsibility for any activities or actions under Your Account, whether or not You have authorized such activities or actions. You will immediately notify of any unauthorized use of Your Account immediately upon discovery of such unauthorised use or misappropriation.

6. Product Activation of the Financial Intermediary:

6.1 You must activate the Financial Products including but not limited to Mutual Fund and Loan Against Mutual Fund products via the Platform to proceed with license validation.

6.2. Upon activation, Your profile will be mapped to your business, and You shall provide consent for the purpose of verification and registrations with RTAs and any other Third Party’s who are recognised and registered with the regulatory body for the purpose of availing the Service of the Platform.

6.3. To access and operate as a Financial Intermediary on the Platform, submission of a valid ARN (AMFI Registration Number) is mandatory in relation to Mutual Fund Product. You must provide the following information for verification: (a) Registered Email ID; (b) Phone Number; (c) Unique Identification (UI) Number; (d) Individual or Corporate distributor; (e) ARN number; (f) EUIN number; (g) Email and Mobile - KYD registered; (h) ARN Expiry date; (i) Authorised Signatory details in case of corporate distributor which for contract esign. The ARN Number serves as a unique identifier and is essential for completing the registration process exclusively for the Mutual Fund Product.

6.4. Consent and Verification

6.4.1. Upon submission of the required details, You as a first-time users must complete consent formalities with RTAs. Furthermore, that consent shall be required not only at the time of registration or validation at first time, but also, in the event of dormancy, or following the revocation of consent. In the event of revocation, the user must provide renewed consent to continue using the Platform, as applicable.

6.4.2. RTAs generate a One-Time Password (OTP), which will be sent to Your registered contact details either through registered mobile or through registered email, or both for verification.

6.4.3. As part of the activation process, You are required to execute an declaration cum undertaking with the RTAs on the Platform or such other mode if necessary under the Applicable Laws or the requirement with the RTAs.

6.4.4. Upon providing consent, You will be redirected to the relevant declaration cum undertaking terms of RTAs to review, execute, and electronically sign the declaration cum undertaking.

6.4.5. The executed declaration cum undertaking will be securely stored in both the compoundexpress database and the respective RTA databases for record-keeping and compliance purposes.

6.4.6. The recorded consent and executed declaration cum undertaking shall serve as legally binding documentation for Your engagement with the Platform.

6.5. Revocation of Consent for Data Sharing

6.5.1. Option to Revoke Consent

6.5.1.1. When You no longer wish to share Your data with the Platform, You may revoke Your consent at any time, either through the Platform or the platform of the RTAs.

6.5.1.2. The revocation option is available on the same page where consent Your consent was originally provided.

6.5.1.3. To initiate revocation, You must select the applicable RTAs and proceed with the request

6.5.1.4. You must select the appropriate reason for revocation from the available dropdown options.

6.5.1.5. Upon confirmation of the revocation request, a unique tracking number will be generated for reference and a ticket created.

6.5.1.6. Upon generation of a ticket, a customer service representative shall contact the Financial Intermediary. Following receipt of the final confirmation from the Financial Intermediary, an authorized representative of compoundexpress shall assist the Financial Intermediary revoking and rescinding the consent. Accordingly, compoundexpress will execute the necessary actions required as per the Applicable Law and arrangements with the RTAs

6.5.1.7. Upon successful revocation of consent, all data sharing pertaining to the concerned Financial Intermediary shall cease. Additionally, any data sourced from the RTAs, Third Party Provider or the any participants of the Platform associated with the ARN shall be purged within a period of fifteen (15) days from the date of revocation by compoundexpress. However, the logs/data generated by compoundexpress will be retained as per Applicable Laws of India.

6.5.2. Documentation and Record-Keeping

6.5.2.1. All revocation requests shall be recorded and documented for compliance and audit purposes by compoundexpress.

6.5.2.2. The Customer Relationship Manager (CRM) shall maintain records of consent-related communications, including revocation requests made via calls.

6.5.3. Auto-Revocation for Dormant Users

6.5.3.1. If You remain inactive for 30 consecutive days and have not completed the requisite payment for renewal, You shall be subject to automatic revocation of consent.

6.5.3.2. A renewal period of 30 days shall be provided, within which You must confirm continuation in the Platform.

6.5.3.3. Failure to renew within the stipulated period shall result in backend-triggered revocation.

6.5.3.4. compoundexpress shall not be liable for any loss, inconvenience, or disruption arising from the automatic revocation of consent due to Your inactivity. It is Your responsibility to ensure timely renewal within the stipulated period.

6.5.4. E-KYC Process of the Investor:

6.5.4. E-KYC Process of the Investor: The Financial Intermediary shall have access to verify the completion status of the E-KYC process on the Platform. In the event the E-KYC is already completed, the process may proceed accordingly. However, if the E-KYC is incomplete, the Investor shall be required to undergo the following steps to complete the process

6.5.4.1. For First-Time Users:

First-time investors must complete the Electronic Know Your Customer (E-KYC) process to access the Platform’s services.
The Platform's backend API shall inform the Financial Intermediary of the E-KYC status.
The AMC has authorized the use of its credentials for E-KYC facilitation.
Financial Intermediaries shall ensure compliance with applicable E-KYC requirements.

6.5.5. Initiation and Completion of Transactions

The Financial Intermediary shall initiate transactions by entering the Investor’s details.
Thereafter a link would be circulated to the Investor to verify the details populated by Financial Intermediary. The Investor must review the details and provide consent via checkboxes.
The Investor shall complete Aadhaar-based verification through a Third-Party platform by submitting the following: (a) supporting documents; (b) digital signature; (c) live photograph; and (d) bank account verification. Upon completion, a contract in PDF format containing all submitted details shall be generated for the Investor’s review and signature.
Subsequently, all information shall be submitted to the Third-Party Digital Service Provider Portal for final processing.

7. Financial Intermediary Acknowledgment of Investor Consent:

7.1. The Financial Intermediary acknowledges that the Investor may be required to provide separate consent for different services offered on the Platform, including but not limited to mutual funds, insurance, and other financial products if any such products are displayed on the Platform from time to time.

7.2. Even in the event of revocation of consent for a specific financial product, such revocation shall not impact or extend to consents provided for other financial products, including but not limited to mutual funds and insurance.

7.3. The Investor’s consent shall remain valid for other financial products unless expressly revoked for each specific service.

8. Account Deletion by Financial Intermediary

8.1. Upon submission of an account deletion request by the Financial Intermediary, the Platform shall review and process the request within a period of five (5) to fifteen (15) business days, ensuring compliance with applicable legal and regulatory requirements.

8.2. During this period, the Platform shall conduct necessary verifications, including but not limited to, an assessment of the Investor’s financial obligations and transaction history.

8.3. Upon approval of the request, all personal data associated with the Investor shall be permanently deleted, except for transaction records, which shall be retained for a period of seven (7) years in accordance with regulatory requirements.

8.4. Once the deletion process is completed, the Investor’s account shall be irreversibly terminated, and all access to Platform services, including investment tracking and advisory tools, shall be permanently revoked.

8.5. Notwithstanding the foregoing, the Platform reserves the right to deny an account deletion request in cases involving ongoing fraud investigations, legal disputes, or any outstanding financial or contractual obligations of the Investor.

8.6. For any queries or further assistance regarding account deletion, Investors may contact the Platform’s customer support.

9. Representation and Warranties

9.1. Financial Intermediaries hereby represent and warrant that:

9.1.1. It has the required corporate, statutory, regulatory and other approvals for enabling it to refer the Financial Products of the Financial Entities to its Investors, to sign, execute, deliver and perform its obligations in the Platform and the person signing up this Terms and Conditions has been duly authorized to sign, execute and deliver this same.

9.1.2. It hereby acknowledges and covenant that they have thoroughly read and understood the Statement of Additional Information (SAI), Scheme Information Document (SID), and Key Information Memorandum (KIM) provided by the Asset Management Company, available at the specified link SID/SAI/KIM. It affirms their comprehensive awareness of the intricate details of the Plan and unequivocally accepts the Plan based on their full understanding derived from these documents on the benefits and risks associated with the purchase of Plan.

9.1.3. These Terms and Conditions contains the legal, valid and binding obligations of Financial Intermediary enforceable against Financial Intermediary in accordance with its respective terms, except to the extent that the enforceability hereof and thereof may be limited by the effect of any applicable bankruptcy, insolvency, reorganization, moratorium or similar laws now or hereafter in effect relating to or affecting creditors rights generally or by general principles of equity.

9.1.4. No consent of any other person and no authorization, approval or other action by and no notice to or filing with any Governmental Authority or regulatory body or other third party is required for the execution, delivery or performance of this Terms and Conditions by Financial Intermediary.

9.1.5. The Financial Intermediary agrees that in respect of the marketing of and procuring investment in the Financial Products, (i) he / she shall be governed by the guidelines and norms applicable to intermediaries as laid down by SEBI or by RBI any other regulatory body from time to time; (ii) he / she shall not indulge in malpractice or unethical practices while marketing/ distributing the Products under this Platform.

9.1.6. The Financial Intermediary is legally entitled to carry on the business hereby undertaken across all the jurisdictions wherever he / shewishes to solicit prospective investors and Investors.

9.1.7. During the course of its usage of the Platform, the Financial Intermediary shall not make or give any representation, statement or warranty, which is not contained in investment documents or is misleading to the investors or prospective investors. The Financial Intermediary agrees not to make any statement or do any act, including any alteration, addition, modification or erasure on any Documents or any form/ application/ agreement/ document filled up by Investors.

9.1.8. The Financial Intermediary agrees and undertakes not to indulge in any kind of malpractice or unethical practice to sell, market or induce any Investors to invest in the Product(s).

9.1.9. The Financial Intermediary agrees that he/she will not incur or purport to incur any debt or liability on behalf of the compoundexpress or pledge the credit of Compoundexpress unless so specifically authorised in writing by the compoundexpress.

9.1.10. The Financial Intermediary shall not make any representation or warranty (express or implied) as to the financial or other situation or any other matter with regard to the referred the Compoundexpress, as the case may be, including in respect of any capacity, authority, title, or regulatory or legal permissions or sanctions as may be required, and these are matters as.

10. Intellectual Property Ownership and Rights Notices

10.1. All data, information, inventions, intellectual properties (including patents, trademarks, copyrights, design and trade secrets), “know-how”, new uses and processes, and any other intellectual property right, asset or form, including, but not limited to, analytical methods, procedures and techniques, research, procedure manuals, financial information, computer technical expertise, software (collectively referred to as “Intellectual Property”): (a) related to the Services contemplated under this Platform, (b) pertaining to the dashboard and the API that are (i) pre-existing; and/or (ii) conceived, generated, derived, produced or reduced to practice as a result of the Services performed by You shall be and shall remain the exclusive property of compoundexpress or such Affiliate.

10.2. The intellectual property of the compoundexpress shall not in any manner whatsoever be construed as being licensed to You expect the features of the Platform that are required to avail the Services. Nothing herein shall cause or imply any sale, or other transfer of proprietary rights from one Party to another Party.

10.3.1. You shall not use the other participants to the Platform’s intellectual property in any manner other than as expressly permitted

10.3.2. You shall not cause or permit anything that may damage or endanger the Intellectual property of the compoundexpress associated with its business or assist or allow others to do so;

10.3.3. You shall notify compoundexpress of any suspected or threatened infringement of the intellectual property of the compoundexpress, and to take such reasonable action as the compoundexpress may direct (at the expense of other Party) in relation to such infringement.

10.4. Any additional development activities undertaken by the compoundexpress as an independent module/ program / software using the intellectual property of the compoundexpress shall remain the proprietary right of the compoundexpress.

11. compoundexpress Content

11.1. Subject to your compliance with these Terms, compoundexpress grants You a limited, non-exclusive, non-transferable license, to (i) access and view any compoundexpress Content solely for the purpose of availing the features and the Services of the Platform You have no right to sub-license the license rights granted in this section.

11.2. You will not use, copy, adapt, modify, prepare derivative works based upon, distribute, license, sell, transfer, publicly display, publicly perform, transmit, broadcast or otherwise exploit the website, application, services, or Our Content, except as expressly permitted in these Terms. No licenses or rights are granted to You by implication or otherwise under any intellectual property rights owned or controlled by compoundexpress or its licensors, except for the licenses and rights expressly granted in these Terms.

12. Financial Intermediary Content

12.1. compoundexpress may, in its sole discretion, permit You provide Your details and information including business-related information, for the purpose of utilizing the Services of the Platform (“Your Content”). You hereby grant to Compoundexpress a worldwide, irrevocable, perpetual (or for the term of the protection), non-exclusive, transferable, royalty-free license, with the right to sublicense, to use, view, copy, adapt, modify, distribute, license, sell, transfer, publicly display, publicly perform, transmit, stream, broadcast, access, view, and otherwise exploit Your Content on, though, by means of or to promote or market the Platform and services. compoundexpress does not claim any ownership rights in any such Your Content and nothing in these Terms will be deemed to restrict any rights that You may have to use and exploit any of Your Contents.

12.2. You acknowledge and agree that You are solely responsible for all Your Content that You make available through the website, application, services or through compoundexpress promotional campaigns. Accordingly, You represent and warrant that: (i) You either are the sole and exclusive owner of all Your Content that You make available through the website, application, services or through compoundexpress promotional campaigns or You have all rights, licenses, consents and releases that are necessary to grant to compoundexpress the rights in Your Content, as contemplated under these Terms; and (ii) Your posting, uploading, publication, submission or transmittal of the Your Content or compoundexpress use of Your Content (or any portion thereof) on, through or by means of the Site, Application, the services or compoundexpress promotional campaigns will infringe, misappropriate or violate a third party's patent, copyright, trademark, trade secret, moral rights or other proprietary or intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

13. Data Source & Display:

13.1. The Platform displays information from including but not limited to various Third-Party Providers, RTAs.

13.2. Upon submission of the request, the RTAs shall be responsible for sharing the relevant information with You, as identified by the corresponding ARN number with regard to the Mutual Fund Product.

13.3. The Platform solely acts as a display platform for the data received and does not modify, verify, or authenticate its accuracy.

14. Additional RTA Data Sourcing via Mail back Mechanisms

14.1. Provision of RTA Login Credentials: For the limited purpose of facilitating data access and aggregation on the Platform, the Financial Intermediary may, upon providing explicit authorisation, enable Compoundexpress to access the Financial Intermediary’s data available on relevant Registrar and Transfer Agent (“RTA”) platforms, including Computer Age Management Services Limited (CAMS) and KFin Technologies Limited (KFintech). Such access, including any assisted or mailback-based mechanisms, shall operate in addition to and not in substitution of the applicable OTP-based electronic consent and authentication framework prescribed by the RTAs.
compoundexpress shall implement appropriate technical and organisational safeguards to ensure secure handling, encrypted protection, and authorised use of any access-related information, in accordance with industry-standard security practices and Applicable Laws. The Financial Intermediary shall retain control over its RTA accounts and may withdraw its authorisation at any time through the Platform, upon which Compoundexpress shall promptly restrict access and securely delete or deactivate any access data in accordance with its consent-revocation and data-retention protocols and Applicable Laws.

14.2. Authorization to Raise Data Requests: The Financial Intermediary hereby expressly authorises Compoundexpress, acting as its authorised service provider, to initiate data requests with the relevant Registrar and Transfer Agent (“RTA”) platforms, including Computer Age Management Services Limited (“CAMS”) and KFin Technologies Limited (“KFintech”), on behalf of the Financial Intermediary, solely for the purpose of procuring the Financial Intermediary’s data in the form of RTA-generated mailback files delivered to the Financial Intermediary’s registered email address.
Such authorisation shall be limited in scope and shall operate strictly for the purposes of enabling the Services under these Terms.

14.3. Auto-Forwarding Configuration: The Financial Intermediary authorises Compoundexpress to assist in configuring an automated forwarding mechanism whereby RTA-generated mailback emails received at the Financial Intermediary’s registered email address are forwarded to a designated Compoundexpress email address, solely for the purpose of enabling secure receipt, processing, and display of such data on the Platform. Such auto-forwarding shall:

a. apply only to emails originating from verified RTA domains, including CAMS and KFintech;
b. utilise secure and industry-standard email transmission protocols;
c. be limited to automated ingestion and processing, with retention only for the duration necessary for such processing, after which the emails shall be deleted in accordance with Compoundexpress’s data-retention policies;
d. remain fully revocable or modifiable by the Financial Intermediary at any time without penalty; and
e. trigger an automated notification to the Financial Intermediary where expected mailback emails are not received within a reasonable period, indicating that intervention or verification may be required.

14.4. Access to Encrypted Data Files: Compoundexpress shall implement appropriate technical and organisational measures to ensure the secure handling, protected processing, and restricted access of any passwords, encrypted files, or access-related information received in connection with the Mailback Mechanism, including controlled access environments, audit logging, and periodic internal security reviews, in accordance with Applicable Laws and Compoundexpress’s internal information-security policies.
compoundexpress shall notify the Financial Intermediary of any material security incident affecting such data within a reasonable period after identification, in accordance with Applicable Laws and its incident-management procedures

14.5. Equivalence of Data Sources: The Financial Intermediary acknowledges that data sourced through the Mailback Mechanism is identical in nature, form, and content to data sourced directly from RTAs pursuant to OTP-based electronic consent mechanisms, and that both methods are recognised for the purpose of enabling Platform functionalities and maintaining current investor and transaction records.

14.6. Nature of Data Shared by RTAs: The Financial Intermediary acknowledges that the mailback files generated by the RTAs may contain investor-related information associated with the Financial Intermediary, including folio details, investment information, bank account particulars, nominee details, and other information included by the RTAs in such files.
The Financial Intermediary expressly consents to compoundexpress accessing and processing such data strictly for the purpose of providing the Services under these Terms.

14.7. Compliance and Security: compoundexpress shall maintain appropriate technical and organisational safeguards to ensure the security, confidentiality, integrity, and lawful processing of all data accessed through the Mailback Mechanism, and shall comply with all Applicable Laws, including SEBI regulations and the Digital Personal Data Protection Act, 2023.
The Financial Intermediary acknowledges that it remains responsible for obtaining and maintaining any permissions or approvals required from the respective RTAs for enabling the Mailback Mechanism and for ensuring that any access credentials or configurations comply with applicable RTA terms and usage policies. The Financial Intermediary may update its RTA credentials at any time in accordance with RTA policies and shall ensure continuity of access to avoid service disruption.

14.8. Data Minimization and Retention - compoundexpress shall access and process only such data as is reasonably necessary for the provision of the Services and operation of the Platform. Data shall be retained only for such period as is required for service delivery, compliance with Applicable Laws, legitimate business purposes, or Platform operations, in accordance with compoundexpress’s data-retention policies.
The Financial Intermediary may withdraw its consent for continued data processing at any time through the Platform. Upon such withdrawal or termination of the Services, Compoundexpress shall take reasonable steps to restrict access and to delete, archive, or anonymise such data in accordance with its consent-revocation and data-purging protocols, subject to Applicable Laws and legitimate retention requirements.

15. Financial Transactions:

15.1. The Platform enables Financial Intermediaries to initiate and manage various financial transactions in Mutual Funds Product and other permitted instruments, including but not limited to the following:

Lumpsum Purchase;
Systematic Investment Plan (SIP);
Switch Transactions;
Systematic Transfer Plan (STP);
Systematic Withdrawal Plan (SWP);
Redemption;

15.2. All transactions shall be subject to the terms and conditions prescribed by the respective AMCs, applicable SEBI regulations, and other regulatory authorities. You acknowledge that the Platform shall act solely as a facilitator for such transactions and shall not be responsible for delays or failures arising from the AMC or any Third-Party Service provider.

16. Non-Financial Transactions

16.1. The Platform processes non-financial transactions, including but not limited to: (a) Consolidation of folios; (b) Addition/Update of nominee details; (c) Change of bank account; and (d) Update of contact details

16.2. You must follow the prescribed process for each service request, as outlined in the operational guidelines if any.

16.3. You may track the status of submitted requests via the dashboard, However, the Platform does not guarantee the processing time or outcome, as such requests are subject to third-party verification.

16.4. Verification and Consent for Non-Financial Transactions:

16.4.1. You agree that certain updates, including but not limited to contact details and bank account changes, require Investor verification through multi-step authentication, including OTP-based verification.

16.4.2. By submitting a request, You acknowledge and agree that the Investor provides explicit consent for the update by completing the multi-step verification process, which may include identity authentication and validation measures.

16.4.3. Upon successful verification, the request will be processed and forwarded to the relevant RTAs or Third Partys.

16.5. The Platform acts solely as a facilitator for initiated service requests by You and hereby disclaims any guarantee of the accuracy, completeness, or timeliness of updates processed by the You or the Your respective Investor.

16.6. You are solely responsible for ensuring the accuracy of the information provided during the verification process. The Platform shall not be liable for any errors, delays, or failures in processing arising from incorrect, incomplete, or unauthorized submissions by You or Your respective Investor.

16.7. The Platform does not control or influence the verification and approval process undertaken by You. Any disputes or concerns regarding request processing must be directly addressed with the respective entities.

16.8. The Platform shall not be liable for any loss, inconvenience, or damages resulting from:

16.8.1. Investor’s failure to complete the verification process within the stipulated timeframe.

16.8.2. Technical failures, network issues, or system downtime affecting OTP delivery or PAN validation.

16.8.3. Unauthorized access or fraudulent use of Investor credentials by You.

17. CRM Integration

17.1. compoundexpress maintains a Customer Relationship Management (CRM) system where business and personal details of You and Your respective Investor are manually logged for lead tracking and service facilitation.

17.2. You acknowledge that the CRM system facilitates You to check and track the following:

17.2.1. View and manage customer details, solicited or managed by You,

17.2.2. Track the status of referred leads.

17.2.3. Identify business opportunities and trends.

17.3. Data entered into the CRM system is subject to confidentiality and security measures, including but not limited to encryption, restricted access, and data masking.

17.4. compoundexpress is not responsible for the accuracy of data manually entered by You into the CRM system.

18. Confidentiality

18.1. Each Party shall maintain the confidentiality of all non-public, personal, or proprietary information received from the other Party in connection with these Terms. Compoundexpress shall safeguard all personal information and data relating to the Financial Intermediary and its Investors and shall disclose such information only to the extent necessary for the provision of the Services or as required under Applicable Laws.

18.2. The Financial Intermediary shall similarly maintain the confidentiality of all non-public information relating to the compoundexpress Platform and the Services and shall not disclose or use such information except as expressly permitted under these Terms or as required by Applicable Laws.

19. Hyperlinks

19.1. The Platform and services may contain links to Third Party Providers websites or resources. You acknowledge and agree that compoundexpress is not responsible or liable for: (i) the availability or accuracy of such websites or resources; or (ii) the content, products, or its services on or available from such websites or resources. Links to such websites or resources do not imply any endorsement by compoundexpress of such websites or resources or the content, products, or its services available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources or the Content, products or its services on or available from such websites or resources.

20. Feedback

20.1. compoundexpress welcome and encourage You to provide feedback, comments and suggestions for improvements to the Site, Application and services ("Feedback"). You may submit Feedback by emailing at [email protected] or through the "Contact Us" section of the Website and Application, or by other means of communication. You acknowledge and agree that all Feedback You give compoundexpress will be the sole and exclusive property of compoundexpress and You hereby irrevocably assign to compoundexpress and agree to irrevocably assign to compoundexpress all of your right, title, and interest in and to all Feedback, including without limitation all worldwide patent, copyright, trade secret, moral and other proprietary or intellectual property rights therein, and waive any moral rights You may have in such Feedback. At compoundexpress request and expense, You will execute documents and take such further acts as compoundexpress may reasonably request to assist compoundexpress to acquire, perfect, and maintain its intellectual property rights and other legal protections for the Feedback.

21. Term and Termination, Suspension and Other Measures

21.1. Term

21.1.1. These Terms and Conditions shall be effective from the time Financial Intermediary registers itself to the Platform to access or use the website, application or its services or by downloading or posting any content from or on the website, via the application or through the services or until such time when You or compoundexpress terminate the engagement with the Platform as described below. Termination for convenience

21.1.2. You may request to terminate the Terms at any time by sending compoundexpress an email or If You terminate Your Account as stated in Clause 8 “Account Deletion by Financial Intermediary”, any confirmed enrolment will be automatically cancelled, and any refund will depend upon the terms of the Payment Terms specified in the Plan Terms.

21.1.3. Without limiting Our rights specified below, compoundexpress may terminate this Agreement for convenience at any time by giving You 7 days' notice via email to your registered email address.

21.2. Termination for breach, suspension and other measures

21.2.1. Notwithstanding anything contained in this Term of Services, compoundexpress may immediately, without notice terminate this engagement of the Platform and the terms and condition, if (i) You have materially breached these Terms or Our Policies, including but not limited to any breach of your warranties outlined in these Terms, (ii) You have provided inaccurate, fraudulent, outdated or incomplete information during the Your Account registration, or Listing process or thereafter, (iii) You have violated applicable laws, regulations or third party rights, or (iv) compoundexpress believes in good faith that such action is reasonably necessary to protect the safety or property of other Financial Intermediary, Compoundexpress or third parties, for fraud prevention, risk assessment, security or investigation purposes.

21.2.2. In case of non-material breaches and where appropriate, You will be given notice of any measure by compoundexpress and an opportunity to resolve the issue to compoundexpress reasonable satisfaction.

22. Consequences of Termination

22.1. Once You has been terminated, any data sourced from the RTAs, Third Party Provider or the any participants of the Platform associated with You shall be purged within a period of fifteen (15) days from the date of revocation by compoundexpress. However, the logs/data generated by compoundexpress will be retained as per Applicable Laws of India.

22.2. compoundexpress, in its sole discretion, may initiate appropriate legal proceedings against You, if necessary;

22.3. Termination shall not affect Your liability or obligations arising prior to such termination and any and all amounts and charges payable by You (if any) pursuant to access or use of the Website shall become immediately due and payable.

23. Disclaimers

23.1. If You choose to use the Platform or its services, You do so at your sole risk. You acknowledge and agree that compoundexpress does not have an obligation to conduct background or character checks on any Investor or You but may conduct such background or character checks in its sole discretion.

23.2. The Platform or its services are provided "as is", without warranty of any kind, either express or implied. Without limiting the foregoing, compoundexpress explicitly disclaims any warranties of merchantability, fitness for a particular purpose, quiet enjoyment or non-infringement, and any warranties arising out of terms of the Financial Product or Financial Intermediary Services of dealing or usage of trade.

23.3. compoundexpress makes no warranty that the Platform or its services including, but not limited to, the Platform, will meet your requirements or be available on an uninterrupted, secure, or error-free basis. compoundexpress makes no warranty regarding its services or the accuracy, timeliness, truthfulness, completeness or reliability of any Our Content obtained through the Platform or its services.

23.4. No advice or information, whether oral or written, obtained from compoundexpress or through the Platform or its services, will create any warranty not expressly made herein. The content on this website is for general information purposes only. It is not intended as specific advice or recommendations and should not be relied upon as such.

23.5. You are solely responsible for all of your communications and interactions with other users or Financial Intermediaries and with other persons with whom You communicate or interact as a result of your use of the Platform or its services.

23.6. compoundexpress makes no representations or warranties in this regard. compoundexpress explicitly disclaims all liability for any act or omission of any Service Partner or other third party.

23.7. While compoundexpress strives to keep the information up-to-date and correct, compoundexpress makes no warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability with respect to the website or the information, products, or services contained on the website.

23.8. From time to time, this website may also include links to other websites. These links are provided for user convenience to provide further information. They do not signify that compoundexpress endorses the website(s). compoundexpress has no responsibility for the content of the linked website(s).

23.9. This webpage shares general insights on selected news, articles, and community content for subscribers without offering specific advice. Do not use this information without consulting a subject matter expert. Accessing this content implies no formal relationship with the publisher. compoundexpress do not edit or investigate the contents and thus disclaim any authenticity, genuineness, or accuracy. Seek direct consultation for specific guidance.

23.10. The Platform is provided to You as may be applicable, strictly on an "as is" basis. Notwithstanding anything contained in these Terms, Compoundexpress does not warrant that the Platform: (i) will perform error-free or uninterrupted, or that the compoundexpress will correct all or any errors or defects (ii) will operate in combination with Your Devices, or with any other hardware, software, systems or data not provided by the compoundexpress, (iii) will meet Your requirements, specifications or expectations.

23.11. compoundexpress further acknowledges that the compoundexpress does not control the transfer of data over communications facilities, including the internet, and that the Platform may be subject to limitations, delays, and other problems inherent in the use of such communications facilities; compoundexpress is not responsible for any (i) delays, delivery failures, or other damages as a result; (ii) issues related to the performance, operation or security of the Platform that arise from the Your use of the Platform.

23.12. You acknowledge and agree that the entire risk arising out of Your use of the Platform and/or providing any Financial Intermediary Services remains solely with You. Your use of the service includes the ability to enter into agreements and/or to make transactions electronically.

23.13. The Platform acts solely as a facilitator for service requests initiated by You and hereby disclaims any guarantee or warranty regarding the accuracy, completeness, or timeliness of updates processed by You or Your respective Investor.

23.14. You acknowledge and agree that You are solely responsible for ensuring the accuracy, completeness, and authenticity of the information provided during the verification process. The Platform shall not be held liable for any errors, delays, or failures in processing arising from any incorrect, incomplete, or unauthorized submissions made by You or Your respective Investor.

The Platform makes no representation or warranty, express or implied, regarding the suitability, legality, or potential for success of any transactions initiated through the Platform. The Platform shall not be responsible for any financial or legal outcomes resulting from such transactions.

23.16. The Platform does not guarantee uninterrupted or error-free operation. The Platform disclaims liability for any disruptions, downtime, or technical failures that may occur, including but not limited to server outages, maintenance, or network issues.

23.17. The Platform is not responsible for any third-party content or links to external websites or services. Any reliance on such third-party content, including products, services, or information, is at Your own risk.

23.18. The Platform shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or data, arising from the use or inability to use the Platform, whether in contract, tort, or otherwise.

23.19. The Platform does not guarantee that the services will meet Your requirements or expectations. All services are provided "as is" and "as available," and the Platform disclaims all warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose.

23.20. The Platform reserves the right to modify, suspend, or discontinue any aspect of the services at any time, without notice. You acknowledge that the Platform shall not be liable for any modification or discontinuation of services.

23.21. In the event of a dispute arising out of or in connection with the use of the Platform, You agree to first attempt to resolve the dispute through amicable negotiation. Should negotiations fail, any unresolved dispute shall be subject to the governing laws and jurisdiction outlined in this Terms and Conditions.

23.22. The Platform disclaims all liability for any damages resulting from fraudulent or unauthorized access to Your account, and You are solely responsible for maintaining the confidentiality of Your credentials and for all activities that occur under Your account.

23.23. You understand that any transaction, investment, or financial decision made through the Platform involves risks, and the Platform shall not be responsible for any financial losses incurred by You or Your Investor.

23.24. The Platform does not guarantee the security of information transmitted over the internet. While the Platform implements reasonable security measures, it does not guarantee the protection of Your data from unauthorized access or breaches.

23.25. The Platform makes no representations or warranties regarding the availability, accuracy, or legality of any services or products provided through third-party vendors or partners. Any such services or products are governed by the terms and conditions of the respective third-party provider.

23.26. Disclaimers Related to Loan Against Mutual Funds

23.26.1. compoundexpress states that the Loan Against Mutual Funds (LAMF) service on the compoundexpress Platform is integrated with Salter Technologies Private Limited (“Volt”) for operational execution.

23.26.2. compoundexpress acts solely as a lead generation platform and does not participate in loan processing, underwriting, disbursal, or collection activities

23.26.3. All loan-related functionalities (including cash pooling, lien marking, KYC and bank verification, agreement execution, loan setup, withdrawal, and repayment) are facilitated via Volt’s software development kit (Volt SDK), however, are hosted within the compoundexpress Platform.

23.26.4. All interactions with banks, their respective Registrar and Transfer Agents (RTAs), KYC facilitators, and loan-related service providers shall be managed by Volt .

23.26.5. compoundexpress shall not be liable for any inaccuracies, delays, errors, or disputes arising from the use of Volt’s services, including but not limited to loan eligibility, disbursal, repayments, or fund settlements.

23.27. Disclaimers as Third Party Providers

23.27.1. The data and information provided to the Financial Intermediary and its Investors through this Platform, which is sourced by the Registrar and Transfer Agent (RTA) and Data Providers to facilitate the service offerings on the Platform, are made available on an "as-is" basis for general informational purposes only. compoundexpress does not guarantee the accuracy, completeness, authenticity or timeliness of the data received from the RTA and Data Providers.

23.27.2. The Financial Intermediary and its Investor is solely responsible for independently verifying the data before making any decisions or offering financial products to end-users. compoundexpress shall not be held liable for any inaccuracies, errors, or omissions in the data provided by the RTA or the Data Providers for any consequences arising from the Financial Intermediary and its Investors’ use or reliance on such data. Any decisions made based on this information are at the sole discretion and risk of the Financial Intermediary and its Investors.

23.27.3. You shall be responsible for procuring the consent of the End Investor in accordance with the applicable laws for the purpose of verifying the KYC of such End Investors and purchasing the Financial Product by such End Investor. Further, You ensure that such consent from the End Investor is procured without any undue influence, misrepresentation, with free will, and in accordance with the applicable laws including any such mode as recognized by the laws such as OTP, email confirmation or any other written approval.

24. Limitation of Liability

24.1. In no event shall compoundexpress, its affiliates, or its service providers be liable for any direct, special, incidental, consequential, exemplary, punitive, or indirect damages, including but not limited to, loss of profits, goodwill, data, or other intangible losses, arising out of or in connection with the use of, or the inability to use, the Website.

24.2. Notwithstanding the foregoing, compoundexpress shall only be liable for losses, liabilities, or expenses arising out of any action or omission caused by its gross negligence, willful misconduct, or intentional fraud. However, such liability shall be limited to the actual losses or expenses incurred in relation to this Agreement, as agreed upon by both parties.

24.3. You shall be liable for any damages, actions, proceedings, claims, expenses, costs, or losses arising directly or indirectly from any regulatory or third-party action or dispute involving compoundexpress, or from any misrepresentation made by You, or any breach of the terms and conditions of this Agreement.

25. Indemnification

25.1. You shall indemnify and hold the compoundexpress, its directors, managers, officers, employees and agents harmless from and against all losses, liabilities, damages and expenses (including reasonable attorney fees and costs) (“Losses”) arising from claims, demands, actions or other proceedings as a result of:

25.1.1. Fraud, negligence and wilful misconduct by You in the performance of the Services;

25.1.2. Violation of Applicable Laws, including but not limited to the regulatory norms by the RBI or SEBI or any other governmental and regulatory forums governing the financial product;

25.1.3. Claims from the prospective investor or Investor of the financial product or the financial entities engaged by You

25.1.4. Claim that your performance infringes intellectual property or any other proprietary right of a third party; or

25.1.5. Breach of confidentiality obligations.

26. Restriction On Use of The Platform: Your use of the Platform is further subject to the following restrictions. You are prohibited from:

26.1. Accessing or attempting to access anyone else's Account.

26.2. Reproduce, transfer, sell, resell, or otherwise misuse any content from the Platform in any manner other than as permitted under these Terms.

26.3. Access, use or tamper with the non-public areas of the compoundexpress’s Platform, network or the compoundexpress’s system.

26.4. Reverse engineer or try to reverse engineer any of the proprietary aspect of the Platform wholly or in part.

26.5. Breach or circumvent or attempt to break or circumvent the compoundexpress’s authentication and security processes and measures of the compoundexpress’s systems or networks.

26.6. Uploading, posting or sharing any content that is or implies derogatory, defamatory, discriminative, religious, abusive remarks on the Platform.

27. Entire Terms and Conditions:

27.1. Except as they may be supplemented by additional compoundexpress policies, guidelines, standards, or terms for a specific product, feature, service or offering, these Terms and Plan Terms constitute the entire and exclusive understanding and agreement between compoundexpress and You regarding the Platform or its services and the Applicable Terms supersede and replace any and all prior oral or written understandings or agreements between compoundexpress and You.

28. Notices

28.1. Any notices or other communications permitted or required hereunder, including those regarding modifications to these Terms, will be in writing and given by compoundexpress (i) via email (in each case to the address that You provide) or (ii) by posting to the Site or via the Application. For notices made by e-mail, the date of receipt will be deemed the date on which such notice is transmitted.

29. Grievance Redressal Mechanism

29.1. compoundexpress established a mechanism to address any grievances related to any purchase or service issues on our Platform. You can submit your complaints or concerns by emailing on [email protected]

Grievance Officer Details.
Level 1: Vinny Sial, [email protected]

29.2. Upon receiving a complaint, an acknowledgment will be sent to the complainant within 72 hours of receipt.

29.3. compoundexpress aims to resolve all complaints within 30 working days from the date of receipt or such time frame as prescribed by the applicable law. However, depending on the nature and complexity of the complaint, the resolution timeframe may vary.

29.4. If the complainant is not satisfied with the resolution provided, they can escalate the matter to the senior management of compoundexpress through an email provided on our website.

29.5. The complainant shall provide all necessary and accurate information as required for the grievance redressal. compoundexpress holds the right to seek more information or clarification if deemed necessary.

29.6. These clauses are subject to change at our sole discretion without prior notice. Please ensure you review this section periodically for updates.

30. Governing Law and Jurisdiction

30.1. These Terms and your use of the Services will be interpreted in accordance with the laws of India. compoundexpress and You agree to submit any dispute arising under these Terms to the personal jurisdiction of a court located in Mumbai for any actions for which the parties retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights.

30.2. Any dispute, claim or controversy arising out of or relating to this Terms including the determination of the scope or applicability of this Terms to arbitrate, or your use of the Application or information to which it gives access, shall be determined by arbitration in India, before a sole arbitrator mutually appointed by the disputed Financial Intermediary and compoundexpress. Arbitration shall be conducted in accordance with the Arbitration and Conciliation Act, 1996. The seat of such arbitration shall be Mumbai. All proceedings of such arbitration, including, without limitation, any awards, shall be in the English language. The award shall be final and binding on the parties to the dispute.

31. No Waiver

31.1. The failure of compoundexpress to enforce any right or provision of these Terms will not constitute a waiver of future enforcement of that right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Compoundexpress. Except as expressly set forth in these Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to its other remedies under these Terms or otherwise. If for any reason a court of competent jurisdiction finds any provision of these Terms invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of these Terms will remain in full force and effect.

32. Subscription

32.1. Subscription Basis - Access to compoundexpress is provided on a subscription basis. Plan features and limits may vary and are displayed at the time of subscription.

32.2. Pricing & Active Offer - Billing will be done strictly as per the current active offer displayed at the time of purchase. Promotional pricing, if applicable, is valid only for the specified period.

32.3. GST & Taxes - All prices are exclusive of GST and other applicable taxes. Taxes will be added as per prevailing laws in India.

32.4. Billing & Invoices - Subscription fees are payable in advance. A tax invoice will be issued for every successful payment.

32.5. Renewals (Manual) - At the end of the subscription period, access will expire unless you manually purchase a new subscription.

32.6. No Refund Policy - All subscription payments are final and strictly non-refundable, including in cases of cancellation, non-usage, or suspension due to policy violations.

32.7. Plan Changes - Upgrades may be charged immediately (prorated where applicable). Downgrades apply from the next subscription period — refunds are not issued.

32.8. Changes to Subscription Terms - Subscription pricing and terms may be updated from time to time. Continued use after renewal indicates acceptance of the revised terms.

33. Miscellaneous

33.1. compoundexpress shall have no liability of any nature, whether in contract, or otherwise, for any losses whatsoever and howsoever caused, from or in any manner connected with any of the Services provided by compoundexpress.

33.2. compoundexpress is not liable for any failure or delay of performance (or otherwise) arising out of a cause beyond compoundexpress reasonable control.

33.3. You may not assign or transfer these Terms, by operation of law or otherwise, without compoundexpress prior written consent. Any attempt by You to assign or transfer these Terms, without such consent, will be null and of no effect. Compoundexpress may assign or transfer these Terms, at its sole discretion, without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors and permitted assigns.

33.4. compoundexpress reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the services (or any part thereof) provided by compoundexpress with or without notice. You agree that compoundexpress shall not be liable to You or to any third party for any modification, suspension or discontinuance of such services. It is Your responsibility to review these Terms periodically for updates/changes.

33.5. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the information provided by compoundexpress, including any intellectual property rights of compoundexpress or any person firm or corporation having posted information for availability through the services provided by compoundexpress.

33.6. You agree that in the event Your post or Your information violates any provision of this Terms, compoundexpress shall have the right to refuse to provide You or any person acting on Your behalf, access to the Site and Application, terminate and/ or suspend Your access if applicable in the future.

This document was last updated on [31/12/2025]